Life and the road have a lot in common. In both cases, if you want to get where you want to go, you have to keep moving. But in both life and on the road, there are obstacles and problems that often have different effects on you. While it is often best to have a positive attitude and take the right measures to solve problems, it is better to accept when you need help. A great example of such a situation is an accident in which your car breaks down in an unmanageable situation.
In such a situation, the Roadside Assistance cover can be a useful cover to buy while traveling. However, you cannot purchase this cover with a third party bike insurance policy. This cover is only available to comprehensive policyholders. However, with every add-on, customers often doubt whether the road assistance cover is worth spending money on. Here are a few reasons why you should have a roadside assistance cover:
- Battery issues
Sometimes adverse weather or low usage of the bike can compromise the health of the battery. If you use the vehicle constantly and make sure it is in good condition, the battery will also be in a good condition. If the battery dies, restarting it is not an easy task. It depends on how worn out the battery is and requires special tools that are not available to most people. In that case, you need professional help to start your vehicle. It would be a dire situation if something like this were to happen while you were in a region without any support. By having a roadside assistance cover under your bike insurance online policy, you can use the facility to repair or replace the battery in an emergency. *
- Minor repairs
Many bike owners do not know the specifics of their vehicle. So, if it suddenly breaks down in the middle of their journey, they might have no idea of what has gone wrong. If your vehicle needs to be repaired in the area it faced issues, your insurance company will assist you with the Roadside Assistance cover purchased with your comprehensive policy. The insurance company will send the mechanic immediately and ensure that you receive telephone support when needed. This will allow you to continue your journey without any further interruptions. *
The fee to pull your vehicle from anywhere to a nearby garage can be quite high. If your vehicle is damaged due to an accident, your insurance company can arrange a free towing facility for your car. The exact details of the facility are based on the terms and conditions set out by the insurance provider. However, most insurance companies offer a free towing service with Roadside Assistance add-ons to their policyholders in the event of an accident. While this may raise the bike insurance price by some margin, the covers offer a crucial service at the time of need. *
- Lost keys
If you are a responsible person in general, this can be a very rare situation for you. If you have a lot of other things to worry about in any case, losing your vehicle keys is completely natural and possible. In that case, you will find yourself in a situation where you have to look for alternative transport options or someone that can help you with your problem. Instead of taking the risk of leaving your vehicle in an unknown place, you can call your insurance provider and get a new key. This is made possible by the roadside assistance cover. *
* Standard T&C Apply
You should note that insurance add-ons cost an extra premium. Hence, whether you should have the roadside assistance cover or any other add-on depends on your budget as well. To help decide whether you should purchase the cover or not, you can also use a two wheeler insurance premium calculator. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.